Capital gains on house sale for pensioner

By Marc Sevitz · Updated

I am a pensioner. We sold some houses where we had lots of problems with tenants. How does the capital gains tax affect pensioners?
TaxTim Marc

TaxTim Marc said:
20 November 2012 at 19:04

Capital Gains Tax affects all taxpayers regardless of age. However due to being a pensioner the amount of tax you pay on the capital gain is smaller as you get past the ages of 65. This is because you are allowed a higher amount/tax threshold before you actually pay tax.

A percentage of the gain/profit you make from selling the houses is included in your income, but because of being a pensioner a smaller amount is taxed.
TaxTim Marc

TaxTim Marc said:
20 November 2012 at 19:09

Tax Thresholds
The tax thresholds at which liability for normal tax commences, are:
Persons under 65 years R 59 750
Persons from 65 to 74 years old R 93 150
Persons 75 years and older R104 261

So any amounts over that would be taxed depending on your age up until February 2012.